Healthcare Benefits Both
Employers & Employees
Will Love
Employers hate dealing with healthcare benefits;
it’s an annual hassle and nobody is satisfied with the result.
Insurance is
too Expensive
No Options to Fit
Employee Needs
Annual Plan
Renewal Ritual
Challenges Finding All-inclusive Plans
Younger entry-level employees may not be candidates for full coverage medical benefits but could be well served with inexpensive virtual primary care.
The people you need to hire and retain want medical insurance benefits, but your group plan doesn’t meet their unique needs and the out-of-pocket expense is excessive.
Employers know it’s good business to provide employees with healthcare benefits, and you should expect good value for your investment, but that’s not what you’re getting.
The Employee Health Insurance Hustle
As an employer, you were unaware you’ve been an innocent participant in an insurance industry practice known as the
“High Deductible Health Plan Hustle”
You have two challenges
Retain employees
We know how important it is to find and retain great employees.
That’s why we created an approach to health benefits that employees truly value and use.
Optimal teleHealth’s two-part strategy makes sure they always have:
Access to quality healthcare
And an affordable way to control the costs
-
“We take great pride in knowing our employees are being well cared for while they care for others, and we are consistently hiring employees with greater skill and devotion to the work.”
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“We finally have medical benefits for our younger employees who don’t want full medical coverage. Diagnosis and treatment of routine medical conditions is a phone call away.”
Through TeleHealth Technology
Provide Access
- TeleHealth greatly reduces the cost of seeing a doctor while making it easier than ever.
- Access to unlimited, 24/7 phone/video consults at a fraction of the costs of in-office visits.
- Reduces the very need for in-office visits. On average, 75% of primary care consultations can be handled virtually.
Through Medical Cost Sharing
Provide Control
- Medical Cost Sharing has been a proven, powerful alternative to traditional insurance for more than 25 years.
- Employees always know what their healthcare costs are going to be. No unwelcome surprises.
- Saves 40-50% over traditional health insurance with no in/out-of-network complications.
- With Optimal Care you can access non-emergency major medical procedures without any out-of-pocket expenses.
Find more health benefit options for employees
Available Memberships at Optimal TeleHealth
Here’s how Access + Control come together to create healthcare benefits your employees will use
It’s not insurance, it’s
a membership
Essential Care
Essential Care is an entry-level membership designed to provide basic services to the budget minded. We call it Essential Care because we feel it’s essential that everyone has fast, affordable access to a doctor. Essential Care will eliminate up to 70% of those expensive trips to the doctor’s office.
- 24/365 Access to Urgent Care
- Patient Advocacy Services
- Email a Medical Specialist
- Behavioral Health Counseling
- *Dermatology Consultation (3/year included)
- *Psychologist & Psychiatrist
*Virtual Psychologist & Psychiatrist consultations are Fee-Per-Call and Dermatology Consultations over 3/year are Fee-Per-Call
Find the best solution to manage health benefits
Get Your Company Out of the Insurance Business
Very Important
Most employers are not aware of tax regulations released by the IRS in recent years that provide new options simplifying the delivery of healthcare benefits to employees while remaining compliant with Affordable Care Act mandates.
Optimal teleHealth has partnered with Take Command to set up and administer the Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) and Individual Coverage Health Reimbursement (ICHRA) for our client companies.
Take Command is an authority in the management of these two tax regulations, offering affordable services that address every aspect of these two HRA’s.
If you’re tired of expending your company resources every year shopping for the best health plan for your employees, QSEHRA (Q-Sarah) or ICHRA (ick-rah) may be the solution you’re looking for. Let your employees select their own plan off the open market and your company can participate in the cost.
Who are You?
Are you a business with 50 or less full-time or full-time equivalent employees?
Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) was made available by the IRS in 2017. It enables small businesses to contribute pre-tax dollars to the cost of medical insurance plans and medical cost sharing plans their employees purchase on the open market. It’s a game-changer for small businesses wishing to provide employees with quality, affordable medical benefits.
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Are you a business with over 50 full-time or full-time equivalent employees?
Individual Coverage Health Reimbursement Arrangement (ICHRA) was made available by the IRS in 2020. It enables large businesses to contribute pre-tax dollars to medical insurance plans employees purchase on the open market. Any company, of any size, with W-2 employees can qualify. The U.S. Treasury Department estimates 800,000 companies will be using ICHRA by 2025.
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Take Command Health
is a prominent authority on these two tax treatments and provides Optimal teleHealth clients with all the resources necessary to implement and manage them in your business.
Here’s How it Works
1. Strategy
We help you build a game plan for engaging introduction of Next Gen medical benefits to employees and/or implementing QSEHRA/ICHRA tax regulations.
2. Education
We help employer and employees select the best options for their situation.
3. Life is Good
Everyone is happier, healthier, and more productive.
